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🏦 Zuma Loans

Your Zuma activity is your credit history. Instant loans from the Zuma Escrow pool, marketplace loans from verified lenders in Zimbabwe — repaid automatically from your wallet.

FinanceLoansLendersWallet

⚡ Zuma Escrow Zimbabwe Zuma Escrow pool · pool ZWG 1,007,750

The Zuma-operated lending pool for Zimbabwe. Instant, score-based loans repaid from your Zuma Pay wallet.

Zuma Instant · 6.0% /month · up to 6,050Zuma Business Boost · 4.5% /month · up to 20,160Zuma School Fees · 3.5% /month · up to 12,090
Zuma Escrow

Zuma School Fees

Zuma Escrow Zimbabwe · Nationwide · ★ 4.8
3.5% /month
ZWG 1,010 – 12,090 · 30–120 days · fee 1.50% · KYC tier 1+ · score 500+ · ⚡ instant up to 4,030Apply
Zuma Escrow

Zuma Business Boost

Zuma Escrow Zimbabwe · Nationwide · ★ 4.8
4.5% /month
ZWG 1,010 – 20,160 · 30–180 days · fee 2.50% · KYC tier 2+ · score 550+ Apply
Zuma Escrow

Zuma Instant

Zuma Escrow Zimbabwe · Nationwide · ★ 4.8
6.0% /month
ZWG 100 – 6,050 · 7–30 days · fee 2.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 2,020Apply
SACCO

Member Loan

Harare Community SACCO · Harare · ★ 4.1
1.2% /month
ZWG 200 – 40,310 · 30–365 days · fee 1.00% · KYC tier 1+ · score 500+ · ⚡ instant up to 3,020Apply
SACCO

Member Loan

Bulawayo Community SACCO · Bulawayo · ★ 4.2
1.2% /month
ZWG 200 – 40,310 · 30–365 days · fee 1.00% · KYC tier 1+ · score 500+ · ⚡ instant up to 3,020Apply
SACCO

Agri Input Loan

Harare Community SACCO · Harare · ★ 4.1
1.5% /month
ZWG 1,010 – 30,230 · 60–270 days · fee 1.00% · KYC tier 1+ · score 500+ Apply
SACCO

Agri Input Loan

Bulawayo Community SACCO · Bulawayo · ★ 4.2
1.5% /month
ZWG 1,010 – 30,230 · 60–270 days · fee 1.00% · KYC tier 1+ · score 500+ Apply
SACCO

Emergency Loan

Harare Community SACCO · Harare · ★ 4.1
2.0% /month
ZWG 100 – 6,050 · 7–60 days · fee 1.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 2,020Apply
SACCO

Emergency Loan

Bulawayo Community SACCO · Bulawayo · ★ 4.2
2.0% /month
ZWG 100 – 6,050 · 7–60 days · fee 1.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 2,020Apply
Microfinance

Asset Finance

Harare Microfinance · Harare · ★ 4.9
2.2% /month
ZWG 4,030 – 201,550 · 90–730 days · fee 2.50% · KYC tier 2+ · score 600+ Apply
Microfinance

Asset Finance

Bulawayo Microfinance · Bulawayo · ★ 4.3
2.2% /month
ZWG 4,030 – 201,550 · 90–730 days · fee 2.50% · KYC tier 2+ · score 600+ Apply
Microfinance

Biashara Working Capital

Harare Microfinance · Harare · ★ 4.9
3.0% /month
ZWG 1,010 – 100,780 · 30–365 days · fee 2.00% · KYC tier 2+ · score 550+ Apply
Microfinance

Biashara Working Capital

Bulawayo Microfinance · Bulawayo · ★ 4.3
3.0% /month
ZWG 1,010 – 100,780 · 30–365 days · fee 2.00% · KYC tier 2+ · score 550+ Apply
Microfinance

Salary Advance

Harare Microfinance · Harare · ★ 4.9
5.0% flat
ZWG 200 – 10,080 · 7–30 days · fee 0.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 4,030Apply
Microfinance

Salary Advance

Bulawayo Microfinance · Bulawayo · ★ 4.3
5.0% flat
ZWG 200 – 10,080 · 7–30 days · fee 0.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 4,030Apply
1 · ScoreWallet activity, repayment history, account age and verification build your Zuma score (300–900).
2 · ApplyPick a product, choose amount, tenure and installments; confirm with your PIN.
3 · DisburseEscrow loans within limits are instant; lenders decide in their console. Funds land in your wallet.
4 · RepayInstallments auto-collect from your wallet on due dates; late fees and defaults are transparent.