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🏦 Zuma Loans

Your Zuma activity is your credit history. Instant loans from the Zuma Escrow pool, marketplace loans from verified lenders in Rwanda — repaid automatically from your wallet.

FinanceLoansLendersWallet

⚡ Zuma Escrow Rwanda Zuma Escrow pool · pool RWF 50,387,600

The Zuma-operated lending pool for Rwanda. Instant, score-based loans repaid from your Zuma Pay wallet.

Zuma Instant · 6.0% /month · up to 302,330Zuma Business Boost · 4.5% /month · up to 1,007,750Zuma School Fees · 3.5% /month · up to 604,650
Zuma Escrow

Zuma School Fees

Zuma Escrow Rwanda · Nationwide · ★ 4.8
3.5% /month
RWF 50,390 – 604,650 · 30–120 days · fee 1.50% · KYC tier 1+ · score 500+ · ⚡ instant up to 201,550Apply
Zuma Escrow

Zuma Business Boost

Zuma Escrow Rwanda · Nationwide · ★ 4.8
4.5% /month
RWF 50,390 – 1,007,750 · 30–180 days · fee 2.50% · KYC tier 2+ · score 550+ Apply
Zuma Escrow

Zuma Instant

Zuma Escrow Rwanda · Nationwide · ★ 4.8
6.0% /month
RWF 5,040 – 302,330 · 7–30 days · fee 2.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 100,780Apply
SACCO

Member Loan

Kigali Community SACCO · Kigali · ★ 4.1
1.2% /month
RWF 10,080 – 2,015,500 · 30–365 days · fee 1.00% · KYC tier 1+ · score 500+ · ⚡ instant up to 151,160Apply
SACCO

Member Loan

Butare Community SACCO · Butare · ★ 4.2
1.2% /month
RWF 10,080 – 2,015,500 · 30–365 days · fee 1.00% · KYC tier 1+ · score 500+ · ⚡ instant up to 151,160Apply
SACCO

Member Loan

Gisenyi Community SACCO · Gisenyi · ★ 4.2
1.2% /month
RWF 10,080 – 2,015,500 · 30–365 days · fee 1.00% · KYC tier 1+ · score 500+ · ⚡ instant up to 151,160Apply
SACCO

Agri Input Loan

Kigali Community SACCO · Kigali · ★ 4.1
1.5% /month
RWF 50,390 – 1,511,630 · 60–270 days · fee 1.00% · KYC tier 1+ · score 500+ Apply
SACCO

Agri Input Loan

Butare Community SACCO · Butare · ★ 4.2
1.5% /month
RWF 50,390 – 1,511,630 · 60–270 days · fee 1.00% · KYC tier 1+ · score 500+ Apply
SACCO

Agri Input Loan

Gisenyi Community SACCO · Gisenyi · ★ 4.2
1.5% /month
RWF 50,390 – 1,511,630 · 60–270 days · fee 1.00% · KYC tier 1+ · score 500+ Apply
SACCO

Emergency Loan

Kigali Community SACCO · Kigali · ★ 4.1
2.0% /month
RWF 5,040 – 302,330 · 7–60 days · fee 1.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 100,780Apply
SACCO

Emergency Loan

Butare Community SACCO · Butare · ★ 4.2
2.0% /month
RWF 5,040 – 302,330 · 7–60 days · fee 1.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 100,780Apply
SACCO

Emergency Loan

Gisenyi Community SACCO · Gisenyi · ★ 4.2
2.0% /month
RWF 5,040 – 302,330 · 7–60 days · fee 1.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 100,780Apply
Microfinance

Asset Finance

Kigali Microfinance · Kigali · ★ 4.8
2.2% /month
RWF 201,550 – 10,077,520 · 90–730 days · fee 2.50% · KYC tier 2+ · score 600+ Apply
Microfinance

Asset Finance

Butare Microfinance · Butare · ★ 4.4
2.2% /month
RWF 201,550 – 10,077,520 · 90–730 days · fee 2.50% · KYC tier 2+ · score 600+ Apply
Microfinance

Asset Finance

Gisenyi Microfinance · Gisenyi · ★ 4.6
2.2% /month
RWF 201,550 – 10,077,520 · 90–730 days · fee 2.50% · KYC tier 2+ · score 600+ Apply
Microfinance

Biashara Working Capital

Kigali Microfinance · Kigali · ★ 4.8
3.0% /month
RWF 50,390 – 5,038,760 · 30–365 days · fee 2.00% · KYC tier 2+ · score 550+ Apply
Microfinance

Biashara Working Capital

Butare Microfinance · Butare · ★ 4.4
3.0% /month
RWF 50,390 – 5,038,760 · 30–365 days · fee 2.00% · KYC tier 2+ · score 550+ Apply
Microfinance

Biashara Working Capital

Gisenyi Microfinance · Gisenyi · ★ 4.6
3.0% /month
RWF 50,390 – 5,038,760 · 30–365 days · fee 2.00% · KYC tier 2+ · score 550+ Apply
1 · ScoreWallet activity, repayment history, account age and verification build your Zuma score (300–900).
2 · ApplyPick a product, choose amount, tenure and installments; confirm with your PIN.
3 · DisburseEscrow loans within limits are instant; lenders decide in their console. Funds land in your wallet.
4 · RepayInstallments auto-collect from your wallet on due dates; late fees and defaults are transparent.