Prices, payment methods and delivery all follow your choice.
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SACCOs, MFIs, banks, chamas and individuals lend to verified Zuma users in a controlled, secured ecosystem.
Everything is priced in ZAR (R). No foreign card required.
Payments in this market fall under South African Reserve Bank (SARB). See our licensing status →
We open a market when there are enough verified drivers, vendors and listings to serve it properly — not a day earlier. Waitlist demand is the biggest input into which city we open next, so adding your name genuinely moves Johannesburg up the queue.
One email when we launch. No marketing list, no sharing your number.
Not yet. Zuma has not opened Zuma Lenders in Johannesburg, and we would rather say so than take a booking we cannot fulfil. Join the waitlist and you will hear from us the day it opens.
South Africa is in tier 0 of the rollout. We open a market when there are enough verified providers on the ground to serve it properly — waitlist demand is the main input into which city comes next.
Zuma will support VodaPay, MTN MoMo, Card, EFT and SnapScan, priced in ZAR.