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SACCOs, MFIs, banks, chamas and individuals lend to verified Zuma users in a controlled, secured ecosystem.
Everything is priced in STN (Db). No foreign card required.
Payments in this market fall under Central Bank of São Tomé and Príncipe. See our licensing status →
We open a market when there are enough verified drivers, vendors and listings to serve it properly — not a day earlier. Waitlist demand is the biggest input into which city we open next, so adding your name genuinely moves São Tomé up the queue.
One email when we launch. No marketing list, no sharing your number.
Not yet. Zuma has not opened Zuma Lenders in São Tomé, and we would rather say so than take a booking we cannot fulfil. Join the waitlist and you will hear from us the day it opens.
São Tomé and Príncipe is in tier 3 of the rollout. We open a market when there are enough verified providers on the ground to serve it properly — waitlist demand is the main input into which city comes next.
Zuma will support Card and Cash, priced in STN.