ZUMA
One Continent, One Wallet
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ZUMA
Prices, payment methods and delivery all follow your choice.
No market matches that search.
SACCOs, MFIs, banks, chamas and individuals lend to verified Zuma users in a controlled, secured ecosystem.
Everything is priced in NGN (₦). No foreign card required.
Payments in this market fall under Central Bank of Nigeria (CBN). See our licensing status →
Cities queued for launch.
We would rather name the alternatives than pretend there aren't any.
Zuma matches the payment rails and adds 30+ service verticals OPay does not operate.
Zuma’s wallet is one module of a full service stack, not the whole product.
Zuma Pay covers acceptance, then brings the merchant demand from 30+ consumer modules.
Zuma Food matches the delivery product and adds dine-in, ticketing, rides and payments on the same account.
We open a market when there are enough verified drivers, vendors and listings to serve it properly — not a day earlier. Waitlist demand is the biggest input into which city we open next, so adding your name genuinely moves Nigeria up the queue.
One email when we launch. No marketing list, no sharing your number.
Not yet. Zuma has not opened Zuma Lenders in Nigeria, and we would rather say so than take a booking we cannot fulfil. Join the waitlist and you will hear from us the day it opens.
Nigeria is in tier 0 of the rollout. We open a market when there are enough verified providers on the ground to serve it properly — waitlist demand is the main input into which city comes next.
Zuma will support OPay, PalmPay, Moniepoint, Bank transfer, Card and USSD, priced in NGN.