Prices, payment methods and delivery all follow your choice.
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SACCOs, MFIs, banks, chamas and individuals lend to verified Zuma users in a controlled, secured ecosystem.
Everything is priced in XOF (CFA). No foreign card required.
Payments in this market fall under BCEAO (Central Bank of West African States). See our licensing status →
We would rather name the alternatives than pretend there aren't any.
Zuma matches the model at continental scale with local-language content per market.
Yes. Zuma Lenders is live in Togo and you can use it from the Zuma app or this website.
With T-Money, Flooz and Card, or from your Zuma Wallet balance. Everything is priced in XOF.
Zuma's payment operations in Togo fall under BCEAO (Central Bank of West African States). Our current licensing status per market is listed on the Trust page.