Zuma is live in: All markets →
💳 Launching soon

Zuma Pay in Khartoum

Receive, send and save money. Deposit from mobile money or bank, cash out to mobile money or bank — with a PIN, limits and a full ledger.

How you pay in Sudan

Everything is priced in SDG (SDG). No foreign card required.

mBOK Cash

Payments in this market fall under Central Bank of Sudan. See our licensing status →

Khartoum at a glance

Population
6,300,000
Currency
SDG
Time zone
Africa/Khartoum
Status
Launching soon

Be first when Zuma opens in Khartoum

We open a market when there are enough verified drivers, vendors and listings to serve it properly — not a day earlier. Waitlist demand is the biggest input into which city we open next, so adding your name genuinely moves Khartoum up the queue.

One email when we launch. No marketing list, no sharing your number.

Everything inside Zuma Pay

Merchant-side acceptance and settlement. The consumer balance is Zuma Wallet; borrowing is Zuma Loans.

Accept payments

  • QR code at the till per transaction
  • Payment link / invoice per transaction
  • Online checkout & API per transaction
  • USSD payment (no smartphone) per transaction
  • Card terminal / POS per month
  • Recurring billing & subscriptions per transaction

Receive money

  • Pay link & QR code per transfer
  • Request money per transfer
  • Deposit from mobile money per deposit
  • Deposit from bank per deposit

Send money

  • Send to a Zuma user (free) per transfer
  • Send to mobile money per payout
  • Send to bank account per payout
  • Pay a bill or merchant QR per transfer

Save money

  • Savings pockets & goals per savings
  • Auto-save on every deposit per savings
  • Locked savings with interest per savings

Security

  • Transaction PIN per security
  • ID verification (KYC tiers) per security
  • Statements & audit trail per statement

Get paid out

  • Same-day mobile money settlement per payout
  • Bank settlement per payout
  • Multi-currency settlement per payout
  • Split payouts to partners per payout

Business tools

  • Sales dashboard & reconciliation per month
  • Staff tills with permissions per month
  • Refunds & dispute handling per transaction
  • Tax-ready statements per month

How Zuma Pay works

Receive, send and save money. Deposit from mobile money or bank, cash out to mobile money or bank — with a PIN, limits and a full ledger.

  1. 1
    Register the business provider

    Business name, category, and the payout account money should land in.

    ⚙ Merchant record created, sandbox keys issued

  2. 2
    Verify and license-check zuma

    KYB against the market’s regulatory requirements before live keys.

    ⚙ KYB checks, sanctions screen, regulator-specific rules per country

  3. 3
    Choose acceptance methods provider

    QR, link, checkout, USSD or terminal — whatever the customers actually use locally.

    ⚙ Rails enabled per country from the payment_rails matrix

  4. 4
    Pay on a familiar rail customer

    M-Pesa, MoMo, OPay, Wave, card — the customer never learns a new habit.

    ⚙ Rail routed, idempotency key held, retries on timeout

  5. 5
    Confirm, settle, reconcile zuma

    Merchant notified in seconds; funds settle on the agreed cycle.

    ⚙ Ledger double-entry, settlement batch, webhook to merchant

Common questions

Is Zuma Pay available in Khartoum?

Not yet. Zuma has not opened Zuma Pay in Khartoum, and we would rather say so than take a booking we cannot fulfil. Join the waitlist and you will hear from us the day it opens.

When will Zuma launch in Khartoum?

Sudan is in tier 3 of the rollout. We open a market when there are enough verified providers on the ground to serve it properly — waitlist demand is the main input into which city comes next.

What will I be able to pay with in Sudan?

Zuma will support mBOK and Cash, priced in SDG.

Other Zuma services in Khartoum

📊Zuma Budget 🤝Zuma Lenders 🏦Zuma Loans