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🏦 Zuma Loans

Your Zuma activity is your credit history. Instant loans from the Zuma Escrow pool, marketplace loans from verified lenders in South Sudan — repaid automatically from your wallet.

FinanceLoansLendersWallet

⚡ Zuma Escrow South Sudan Zuma Escrow pool · pool SSP 158,914,730

The Zuma-operated lending pool for South Sudan. Instant, score-based loans repaid from your Zuma Pay wallet.

Zuma Instant · 6.0% /month · up to 953,490Zuma Business Boost · 4.5% /month · up to 3,178,290Zuma School Fees · 3.5% /month · up to 1,906,980
Zuma Escrow

Zuma School Fees

Zuma Escrow South Sudan · Nationwide · ★ 4.8
3.5% /month
SSP 158,910 – 1,906,980 · 30–120 days · fee 1.50% · KYC tier 1+ · score 500+ · ⚡ instant up to 635,660Apply
Zuma Escrow

Zuma Business Boost

Zuma Escrow South Sudan · Nationwide · ★ 4.8
4.5% /month
SSP 158,910 – 3,178,290 · 30–180 days · fee 2.50% · KYC tier 2+ · score 550+ Apply
Zuma Escrow

Zuma Instant

Zuma Escrow South Sudan · Nationwide · ★ 4.8
6.0% /month
SSP 15,890 – 953,490 · 7–30 days · fee 2.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 317,830Apply
SACCO

Member Loan

Juba Community SACCO · Juba · ★ 4.0
1.2% /month
SSP 31,780 – 6,356,590 · 30–365 days · fee 1.00% · KYC tier 1+ · score 500+ · ⚡ instant up to 476,740Apply
SACCO

Agri Input Loan

Juba Community SACCO · Juba · ★ 4.0
1.5% /month
SSP 158,910 – 4,767,440 · 60–270 days · fee 1.00% · KYC tier 1+ · score 500+ Apply
SACCO

Emergency Loan

Juba Community SACCO · Juba · ★ 4.0
2.0% /month
SSP 15,890 – 953,490 · 7–60 days · fee 1.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 317,830Apply
Microfinance

Asset Finance

Juba Microfinance · Juba · ★ 4.4
2.2% /month
SSP 635,660 – 31,782,950 · 90–730 days · fee 2.50% · KYC tier 2+ · score 600+ Apply
Microfinance

Biashara Working Capital

Juba Microfinance · Juba · ★ 4.4
3.0% /month
SSP 158,910 – 15,891,470 · 30–365 days · fee 2.00% · KYC tier 2+ · score 550+ Apply
Microfinance

Salary Advance

Juba Microfinance · Juba · ★ 4.4
5.0% flat
SSP 31,780 – 1,589,150 · 7–30 days · fee 0.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 635,660Apply
1 · ScoreWallet activity, repayment history, account age and verification build your Zuma score (300–900).
2 · ApplyPick a product, choose amount, tenure and installments; confirm with your PIN.
3 · DisburseEscrow loans within limits are instant; lenders decide in their console. Funds land in your wallet.
4 · RepayInstallments auto-collect from your wallet on due dates; late fees and defaults are transparent.