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🏦 Zuma Loans

Your Zuma activity is your credit history. Instant loans from the Zuma Escrow pool, marketplace loans from verified lenders in Seychelles — repaid automatically from your wallet.

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⚡ Zuma Escrow Seychelles Zuma Escrow pool · pool SCR 554,260

The Zuma-operated lending pool for Seychelles. Instant, score-based loans repaid from your Zuma Pay wallet.

Zuma Instant · 6.0% /month · up to 3,330Zuma Business Boost · 4.5% /month · up to 11,090Zuma School Fees · 3.5% /month · up to 6,650
Zuma Escrow

Zuma School Fees

Zuma Escrow Seychelles · Nationwide · ★ 4.8
3.5% /month
SCR 550 – 6,650 · 30–120 days · fee 1.50% · KYC tier 1+ · score 500+ · ⚡ instant up to 2,220Apply
Zuma Escrow

Zuma Business Boost

Zuma Escrow Seychelles · Nationwide · ★ 4.8
4.5% /month
SCR 550 – 11,090 · 30–180 days · fee 2.50% · KYC tier 2+ · score 550+ Apply
Zuma Escrow

Zuma Instant

Zuma Escrow Seychelles · Nationwide · ★ 4.8
6.0% /month
SCR 55 – 3,330 · 7–30 days · fee 2.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 1,110Apply
SACCO

Member Loan

Victoria Community SACCO · Victoria · ★ 4.9
1.2% /month
SCR 110 – 22,170 · 30–365 days · fee 1.00% · KYC tier 1+ · score 500+ · ⚡ instant up to 1,660Apply
SACCO

Agri Input Loan

Victoria Community SACCO · Victoria · ★ 4.9
1.5% /month
SCR 550 – 16,630 · 60–270 days · fee 1.00% · KYC tier 1+ · score 500+ Apply
SACCO

Emergency Loan

Victoria Community SACCO · Victoria · ★ 4.9
2.0% /month
SCR 55 – 3,330 · 7–60 days · fee 1.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 1,110Apply
Microfinance

Asset Finance

Victoria Microfinance · Victoria · ★ 4.7
2.2% /month
SCR 2,220 – 110,850 · 90–730 days · fee 2.50% · KYC tier 2+ · score 600+ Apply
Microfinance

Biashara Working Capital

Victoria Microfinance · Victoria · ★ 4.7
3.0% /month
SCR 550 – 55,430 · 30–365 days · fee 2.00% · KYC tier 2+ · score 550+ Apply
Microfinance

Salary Advance

Victoria Microfinance · Victoria · ★ 4.7
5.0% flat
SCR 110 – 5,540 · 7–30 days · fee 0.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 2,220Apply
1 · ScoreWallet activity, repayment history, account age and verification build your Zuma score (300–900).
2 · ApplyPick a product, choose amount, tenure and installments; confirm with your PIN.
3 · DisburseEscrow loans within limits are instant; lenders decide in their console. Funds land in your wallet.
4 · RepayInstallments auto-collect from your wallet on due dates; late fees and defaults are transparent.