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🏦 Zuma Loans

Your Zuma activity is your credit history. Instant loans from the Zuma Escrow pool, marketplace loans from verified lenders in Equatorial Guinea — repaid automatically from your wallet.

FinanceLoansLendersWallet

⚡ Zuma Escrow Equatorial Guinea Zuma Escrow pool · pool XAF 23,449,610

The Zuma-operated lending pool for Equatorial Guinea. Instant, score-based loans repaid from your Zuma Pay wallet.

Zuma Instant · 6.0% /month · up to 140,700Zuma Business Boost · 4.5% /month · up to 468,990Zuma School Fees · 3.5% /month · up to 281,400
Zuma Escrow

Zuma School Fees

Zuma Escrow Equatorial Guinea · Nationwide · ★ 4.8
3.5% /month
XAF 23,450 – 281,400 · 30–120 days · fee 1.50% · KYC tier 1+ · score 500+ · ⚡ instant up to 93,800Apply
Zuma Escrow

Zuma Business Boost

Zuma Escrow Equatorial Guinea · Nationwide · ★ 4.8
4.5% /month
XAF 23,450 – 468,990 · 30–180 days · fee 2.50% · KYC tier 2+ · score 550+ Apply
Zuma Escrow

Zuma Instant

Zuma Escrow Equatorial Guinea · Nationwide · ★ 4.8
6.0% /month
XAF 2,340 – 140,700 · 7–30 days · fee 2.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 46,900Apply
SACCO

Member Loan

Malabo Community SACCO · Malabo · ★ 4.8
1.2% /month
XAF 4,690 – 937,980 · 30–365 days · fee 1.00% · KYC tier 1+ · score 500+ · ⚡ instant up to 70,350Apply
SACCO

Agri Input Loan

Malabo Community SACCO · Malabo · ★ 4.8
1.5% /month
XAF 23,450 – 703,490 · 60–270 days · fee 1.00% · KYC tier 1+ · score 500+ Apply
SACCO

Emergency Loan

Malabo Community SACCO · Malabo · ★ 4.8
2.0% /month
XAF 2,340 – 140,700 · 7–60 days · fee 1.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 46,900Apply
Microfinance

Asset Finance

Malabo Microfinance · Malabo · ★ 4.9
2.2% /month
XAF 93,800 – 4,689,920 · 90–730 days · fee 2.50% · KYC tier 2+ · score 600+ Apply
Microfinance

Biashara Working Capital

Malabo Microfinance · Malabo · ★ 4.9
3.0% /month
XAF 23,450 – 2,344,960 · 30–365 days · fee 2.00% · KYC tier 2+ · score 550+ Apply
Microfinance

Salary Advance

Malabo Microfinance · Malabo · ★ 4.9
5.0% flat
XAF 4,690 – 234,500 · 7–30 days · fee 0.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 93,800Apply
1 · ScoreWallet activity, repayment history, account age and verification build your Zuma score (300–900).
2 · ApplyPick a product, choose amount, tenure and installments; confirm with your PIN.
3 · DisburseEscrow loans within limits are instant; lenders decide in their console. Funds land in your wallet.
4 · RepayInstallments auto-collect from your wallet on due dates; late fees and defaults are transparent.