Zuma is live in: All markets →

🏦 Zuma Loans

Your Zuma activity is your credit history. Instant loans from the Zuma Escrow pool, marketplace loans from verified lenders in Egypt — repaid automatically from your wallet.

FinanceLoansLendersWallet

⚡ Zuma Escrow Egypt Zuma Escrow pool · pool EGP 1,879,840

The Zuma-operated lending pool for Egypt. Instant, score-based loans repaid from your Zuma Pay wallet.

Zuma Instant · 6.0% /month · up to 11,280Zuma Business Boost · 4.5% /month · up to 37,600Zuma School Fees · 3.5% /month · up to 22,560
Microfinance

Asset Finance

Cairo Microfinance · Cairo · ★ 4.2
2.2% /month
EGP 7,520 – 375,970 · 90–730 days · fee 2.50% · KYC tier 2+ · score 600+ Apply
Microfinance

Asset Finance

Alexandria Microfinance · Alexandria · ★ 4.0
2.2% /month
EGP 7,520 – 375,970 · 90–730 days · fee 2.50% · KYC tier 2+ · score 600+ Apply
Microfinance

Asset Finance

Giza Microfinance · Giza · ★ 3.8
2.2% /month
EGP 7,520 – 375,970 · 90–730 days · fee 2.50% · KYC tier 2+ · score 600+ Apply
Microfinance

Asset Finance

Port Said Microfinance · Port Said · ★ 4.3
2.2% /month
EGP 7,520 – 375,970 · 90–730 days · fee 2.50% · KYC tier 2+ · score 600+ Apply
Microfinance

Asset Finance

Luxor Microfinance · Luxor · ★ 4.1
2.2% /month
EGP 7,520 – 375,970 · 90–730 days · fee 2.50% · KYC tier 2+ · score 600+ Apply
Microfinance

Biashara Working Capital

Cairo Microfinance · Cairo · ★ 4.2
3.0% /month
EGP 1,880 – 187,980 · 30–365 days · fee 2.00% · KYC tier 2+ · score 550+ Apply
Microfinance

Biashara Working Capital

Alexandria Microfinance · Alexandria · ★ 4.0
3.0% /month
EGP 1,880 – 187,980 · 30–365 days · fee 2.00% · KYC tier 2+ · score 550+ Apply
Microfinance

Biashara Working Capital

Giza Microfinance · Giza · ★ 3.8
3.0% /month
EGP 1,880 – 187,980 · 30–365 days · fee 2.00% · KYC tier 2+ · score 550+ Apply
Microfinance

Biashara Working Capital

Port Said Microfinance · Port Said · ★ 4.3
3.0% /month
EGP 1,880 – 187,980 · 30–365 days · fee 2.00% · KYC tier 2+ · score 550+ Apply
Microfinance

Biashara Working Capital

Luxor Microfinance · Luxor · ★ 4.1
3.0% /month
EGP 1,880 – 187,980 · 30–365 days · fee 2.00% · KYC tier 2+ · score 550+ Apply
Microfinance

Salary Advance

Cairo Microfinance · Cairo · ★ 4.2
5.0% flat
EGP 380 – 18,800 · 7–30 days · fee 0.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 7,520Apply
Microfinance

Salary Advance

Alexandria Microfinance · Alexandria · ★ 4.0
5.0% flat
EGP 380 – 18,800 · 7–30 days · fee 0.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 7,520Apply
Microfinance

Salary Advance

Giza Microfinance · Giza · ★ 3.8
5.0% flat
EGP 380 – 18,800 · 7–30 days · fee 0.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 7,520Apply
Microfinance

Salary Advance

Port Said Microfinance · Port Said · ★ 4.3
5.0% flat
EGP 380 – 18,800 · 7–30 days · fee 0.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 7,520Apply
Microfinance

Salary Advance

Luxor Microfinance · Luxor · ★ 4.1
5.0% flat
EGP 380 – 18,800 · 7–30 days · fee 0.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 7,520Apply
1 · ScoreWallet activity, repayment history, account age and verification build your Zuma score (300–900).
2 · ApplyPick a product, choose amount, tenure and installments; confirm with your PIN.
3 · DisburseEscrow loans within limits are instant; lenders decide in their console. Funds land in your wallet.
4 · RepayInstallments auto-collect from your wallet on due dates; late fees and defaults are transparent.