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🏦 Zuma Loans

Your Zuma activity is your credit history. Instant loans from the Zuma Escrow pool, marketplace loans from verified lenders in Djibouti — repaid automatically from your wallet.

FinanceLoansLendersWallet

⚡ Zuma Escrow Djibouti Zuma Escrow pool · pool DJF 6,899,220

The Zuma-operated lending pool for Djibouti. Instant, score-based loans repaid from your Zuma Pay wallet.

Zuma Instant · 6.0% /month · up to 41,400Zuma Business Boost · 4.5% /month · up to 137,980Zuma School Fees · 3.5% /month · up to 82,790
Zuma Escrow

Zuma School Fees

Zuma Escrow Djibouti · Nationwide · ★ 4.8
3.5% /month
DJF 6,900 – 82,790 · 30–120 days · fee 1.50% · KYC tier 1+ · score 500+ · ⚡ instant up to 27,600Apply
Zuma Escrow

Zuma Business Boost

Zuma Escrow Djibouti · Nationwide · ★ 4.8
4.5% /month
DJF 6,900 – 137,980 · 30–180 days · fee 2.50% · KYC tier 2+ · score 550+ Apply
Zuma Escrow

Zuma Instant

Zuma Escrow Djibouti · Nationwide · ★ 4.8
6.0% /month
DJF 690 – 41,400 · 7–30 days · fee 2.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 13,800Apply
SACCO

Member Loan

Djibouti City Community SACCO · Djibouti City · ★ 3.8
1.2% /month
DJF 1,380 – 275,970 · 30–365 days · fee 1.00% · KYC tier 1+ · score 500+ · ⚡ instant up to 20,700Apply
SACCO

Agri Input Loan

Djibouti City Community SACCO · Djibouti City · ★ 3.8
1.5% /month
DJF 6,900 – 206,980 · 60–270 days · fee 1.00% · KYC tier 1+ · score 500+ Apply
SACCO

Emergency Loan

Djibouti City Community SACCO · Djibouti City · ★ 3.8
2.0% /month
DJF 690 – 41,400 · 7–60 days · fee 1.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 13,800Apply
Microfinance

Asset Finance

Djibouti City Microfinance · Djibouti City · ★ 4.1
2.2% /month
DJF 27,600 – 1,379,840 · 90–730 days · fee 2.50% · KYC tier 2+ · score 600+ Apply
Microfinance

Biashara Working Capital

Djibouti City Microfinance · Djibouti City · ★ 4.1
3.0% /month
DJF 6,900 – 689,920 · 30–365 days · fee 2.00% · KYC tier 2+ · score 550+ Apply
Microfinance

Salary Advance

Djibouti City Microfinance · Djibouti City · ★ 4.1
5.0% flat
DJF 1,380 – 68,990 · 7–30 days · fee 0.00% · KYC tier 1+ · score 450+ · ⚡ instant up to 27,600Apply
1 · ScoreWallet activity, repayment history, account age and verification build your Zuma score (300–900).
2 · ApplyPick a product, choose amount, tenure and installments; confirm with your PIN.
3 · DisburseEscrow loans within limits are instant; lenders decide in their console. Funds land in your wallet.
4 · RepayInstallments auto-collect from your wallet on due dates; late fees and defaults are transparent.